Let The Appraisal Group of Louisiana, LLC handle your appraisal

To a lot of people, an appraisal just looks like another cost on the settlement sheet for a home purchase or refinance. And while there are a multiplying number of automated home valuation systems that may seem more economical than an appraisal, most lenders still need a local expert because the stakes are so high. But is securing a mortgage the only reason to get an appraisal? Are there more instances when the services of a licensed, independent real estate professional might come in handy? Absolutely.

For real estate appraisals in the Acadiana Area, it's easiest when your order online from The Appraisal Group of Louisiana, LLC, just click here.

Dispute your tax assessment

It's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from The Appraisal Group of Louisiana, LLC is your best evidence when building your case. At The Appraisal Group of Louisiana, LLC,we can assist you in challenging your tax assessment.

The Appraisal Group of Louisiana, LLC can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that many lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

The Appraisal Group of Louisiana, LLC can produce a statement regarding the value of your home, and the expense of the home valuation can usually be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially heartbreaking experience for the parties involved, and it is often even more complicated by the hard decision of who keeps the house. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from The Appraisal Group of Louisiana, LLC, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

The Appraisal Group of Louisiana, LLC can assist you in relocating to or from the Acadiana Area

Employee relocation is a real pain. We know where you're coming from. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide input on the positive characteristics of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Sell your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.